SBI Saving Account Opening Online- Interest rate, Video KYC

In this article, we are going to talk about the SBI Saving Account Opening Online With Video KYC.

Also, we will talk about how you will open SBI Saving Account 2022 sitting at home.

If you want to open an account sitting at your home, then this post will prove to be better because I have told step by step in you how you will open an account in SBI Bank. State Bank Saving Account Interest rate, Documentation, Eligibility, and many more.

SBI Bank Saving Account Opening Process

SBI Bank Saving Account

भारतीय स्टेट बैंक जो की भारत की एक सरकारी बैंक है और यह पाने ग्राहकों को बचत खाता, चालू खाता, फिक्स्ड डिपाजिट, होम लोन, एजुकेशन लोन, पर्सनल लोन, बिज़नेस लोन  और अन्य सुविधाएं प्रदान करती है,

इन्ही में से भारतीय स्टेट बैंक का बचत खाता जो सामान्य लोगो के लिए SBI के द्वारा खोला जाता है, इसमें अच्छी व्याज दरें और मिनिमम मेंटेनेंस बैलेंस रखना पड़ता है ।

यह एक बुनियादी बचत बैंक खाता है जो आम जनता को एसएमएस बैंकिंग, इंटरनेट बैंकिंग, क्रेडिट कार्ड और बहुत कुछ जैसी सुविधाएं प्रदान करता है। इस खाते को खोलने के लिए वैध केवाईसी दस्तावेजों की आवश्यकता होती है।

बचत खाते में क्या – क्या मिलता है ?

  • पासबुक
  • डेबिट कार्ड ( Rupay, Master, Visa )
  • चेक बुक

Documentation

Proof of Identity:

  • Passport
  • Voter ID card
  • PAN Card
  • Driving Licence

Proof of Address (any of the following):

  • Credit Card Statement
  • Salary slip
  • Income/Wealth Tax Assessment Order
  • Electricity Bill
  • Telephone Bill
  • Bank account statement
  • Letter from reputed employer
  • Letter from any recognized public authority
  • Ration Card

For Physical Bank Account Opening-

  • Passport-size photograph
  • If you have a PAN Card, it is mandatory to provide it while opening your account
  • Any one of the following documents:
    – Aadhaar Card- Passport- Voter’s Identity Card (Election Card)- Permanent and valid driving license with a photograph- Job Card issued by NREGA duly signed by an officer of the State Government – Letter issued by the National Population Register containing details of name and address.

Eligibility

All individuals/Central/State Govt Departments (if eligible to open SB accounts) such as:

  • Govt depts. /bodies/agencies in respect of grants, subsidies released for implementation of various programs/schemes sponsored by Central Government/State Governments subject to production of an authorization from the respective Govt depts to open Savings Bank account.
  • Development of Women and Children in Rural areas
  • Self-help Groups, etc.
  • Mode of Operation: Single/Jointly/Either or survivor/ Former or survivor, Later or survivor, etc

SBI Bank Saving Account Interest Rate 2022

SBI Savings Account Balance Rate of Interest (p.a.)
Up to Rs. 1 lakh 2.70%
Above Rs. 1 lakh 2.70%

Features 

Particulars Details
Maximum Balance No maximum limit
Eligibility Criteria All individuals/Central/State Govt DepartmentsPAN Card required to open an account
Cheque Book Facility The first 10 cheques leave free in a financial year after that, 

-Rs. 40+GST for 10 leaf cheque book

-Rs. 75+GST for 25 leaf cheque book

Debit Card RuPay ATM-cum-debit card; personalized debit card also offered
Credit Card As per terms & conditions
Other Features
  • Zero Balance Savings Account
  • No monthly average balance requirement
  • Can be opened online with a one-time branch visit
  • Internet banking and mobile banking are available
  • Nomination is mandatory

Open SBI Savings Account Online?

SBI में आप दो तरीके से बचत खाता खोल सकते है –

  •  SBI Yono App के माध्यम से भारतीय स्टेट बैंक में ऑनलाइन बचत खाता खोल सकते हैं – Download SBI Yono App
  • वैकल्पिक रूप से, आप SBI Yonoऑनलाइन पोर्टल पर भी जा सकते हैं और कुछ ही मिनटों में ऑनलाइन बचत खाता खोल सकते हैं |

SBI Savings Account Online Video KYC 

वीडियो केवाईसी करने लिए आपको अपने योनो मोबाइल ऐप्प में लॉगिन करके आप वीडियो केवाईसी कर सकते है

FAQ

Can I open an SBI account online?

The account can be opened online instantly without submitting any actual documents

Can I open SBI account with 1000 rupees?

Savings Plus Account is a Savings Bank Account linked to MODS, wherein surplus fund above a threshold limit from the Savings Bank Account is transferred automatically to Term Deposits opened in multiples of Rs. 1000.

Can I have 2 accounts in same bank?

Banks allow you to have more than one checking account at the same time. There aren't any restrictions in place for how many accounts you can open at a financial institution.

What is SBI interest rate per month?

On maturity POPULAR 5.40% p.a. Monthly5.40% p.a. Quarterly5.40% p.a. Half-yearly5.40% p.a

What is the interest rate of 50000 in SBI?

Assume you have placed ₹50,000 in a non-cumulative fixed deposit with a term of 60 months at a rate of 5%.

What is the minimum balance in SBI savings account 2022?

If you have a savings bank account at a metro or urban bank branch, you must maintain an SBI Minimum Balance (monthly average balance) of INR 3,000, according to SBI's website

Is SBI account zero balance?

SBI zero balance savings account: At the time of opening the account, there is no need for a minimum balance.

What are the charges in SBI savings account?

Fees & Charges Average Monthly Balance (AMB) in Savings Bank Number of Free Transactions (per month) Above Rs.1,00,000 Unlimited Unlimited Charges for Financial Transactions Beyond the Set Limit (Per Txn.) Rs. 20+GST Rs. 10+GST Charges for Non-financial Transactions Beyond the Set Limit (Per Txn.) Rs. 8+GST Rs. 5+GST

Does SBI do video KYC?

Open your SBI Insta Plus Saving Bank Account through Video KYC.

How do you KYC in Yono?

Steps to Update KYC in SBI Yono App Login into app using Yono Login Username and Password or MPIN. Now in the “Quick Links” tap on “Service Request” option. Now click on “Profile” section. ) option to update your PAN.

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